Question 1

What happens to my lot if I move off-island for work for a few years?

Accepted Answer

Nothing changes. Your freehold title is registered permanently in your name at the Cayman Islands Government Land Registry, regardless of where you live. There is completion costs disclosed before title transfer in the Cayman Islands, so there are no ongoing Government costs while you are away.

If you are still mid-plan, you can continue monthly payments by bank transfer, Wise, or standing order. Our team at Oasis Land Cayman Limited stays in touch on WhatsApp across time zones and can arrange a scheduled call when needed.

Question 2

Can two or more Caymanians co-buy a lot and use the group first-time concession?

Accepted Answer

Yes. Under the Stamp Duty (Rates of Duty) Regulations, 2025, a group of 2 to 10 Caymanian first-time buyers qualifies for raised thresholds on raw land:
- 0% up to CI$450,000
- 3.75% on the portion between CI$450,001 and CI$550,000
- Standard 7.5% above

Every named buyer on the title must be an eligible first-time Caymanian buyer. Siblings, cousins, parent-and-adult-child, or unrelated first-time Caymanians can co-buy together.

Because most Oasis lots sit well below the CI$450,000 group threshold, a qualifying group typically pays no Cayman Islands stamp duty on the lot at title transfer. Confirm your specific circumstances with a Cayman Islands attorney before signing, eligibility is determined by Government.

Question 3

Can I pay my monthly instalments from a Cayman Islands CI$ bank account?

Accepted Answer

Yes. Oasis Land Development Limited prices lots and invoices in US Dollars, but Caymanian buyers routinely pay from a local CI$ account. CI$1 is pegged at US$1.20 (the official fixed rate); retail rates offered by banks differ (CIMA publishes a retail selling rate), so your bank applies its own CI$-to-USD rate at the time of each payment and the net USD amount lands on your payment plan.

Most buyers set up a monthly standing order from their CI$ account to cover the fixed 0% instalments shown on their listing (currently 1 to 8 years). The $250 USD reservation fee goes via secure Stripe (credit card or bank transfer), and your deposit can be sent by bank transfer, standing order, or Wise, whichever is easiest for you.

Our team at Oasis Land Cayman Limited can walk you through the payment setup on the phone, by scheduled call, or on WhatsApp.

Question 4

How do I add my spouse or children to the title for inheritance?

Accepted Answer

You have two practical options: 1. Hold the title in joint names from the start. When you reserve, name every intended co-owner on the purchase agreement. All co-owners sign at exchange, and the title is registered jointly at the Cayman Islands Government Land Registry at transfer. Cleanest for inheritance. 2. Transfer or gift names onto the title later. A later change is processed through the Lands & Survey Department and typically triggers its own stamp duty assessment on the gifted or transferred portion. A Cayman Islands attorney can structure the timing to match your circumstances. If inheritance is part of the plan, tell Our team at Oasis Land Cayman Limited when you reserve, so the paperwork is drafted to match from day one. Oasis is not a legal or tax adviser, a local attorney handles the title structuring.

Question 5

Can I walk the lot boundary before I reserve?

Accepted Answer

Yes. Every Oasis lot is pegged at the four corners so you can walk the boundary on-island before paying anything.

There are three ways most Caymanian buyers do this:
1. Arrange to meet our team on-site.
2. Visit on your own, we send you the GPS pins for the four corners and a site map, either by WhatsApp or email.
3. Request a video walk-through, for family members who are off-island and want to see the lot before you reserve.

To arrange a boundary walk, message our team on WhatsApp or request a scheduled call.

Question 6

Can Oasis introduce me to a licensed Caymanian builder when I'm ready to break ground?

Accepted Answer

Yes. Oasis Land Cayman Limited maintains working relationships with licensed builders across Grand Cayman, Cayman Brac and Little Cayman, every one of them holding a current Cayman Islands Planning Department registration and Trade & Business Licence.

How it works:
1. When you are ready to build, WhatsApp or email our team.
2. We introduce you to 2 or 3 builders suited to your lot location, footprint and budget.
3. You choose, quote, and contract directly with the builder you prefer.

Oasis is not the builder and does not take a referral fee or commission on construction. The build contract sits entirely between you and your chosen builder, and Oasis steps back once the introduction is made.

Question 7

I already own with Oasis, what does the second-plot offer look like?

Accepted Answer

Oasis Land Development Limited runs a second-plot offer for existing owners. The current terms vary by development and change over time, so the most accurate answer is always a short conversation with our team at Oasis Land Cayman Limited.

In broad terms, existing owners may see a preferential deposit structure, a reduced reservation window, or a discount on a second lot at a different development (for example, a Grand Cayman owner picking up a Cayman Brac or Little Cayman lot).

Two things to note:
1. Government stamp duty. First-time-buyer concessions apply only to your first Caymanian freehold purchase. Your second lot attracts standard rates: 7.5% of the higher of the purchase price and market value, or 10% for property transactions at or above CI$2 million (effective 1 January 2026). Rates and thresholds are set by the Cayman Islands Government and may change; confirm with your attorney before completion.
2. Your purchase agreement. You sign a fresh purchase agreement with Oasis Land Development Limited for the second lot, your existing plan is unaffected.

Speak to our team at Oasis Land Cayman Limited for the current terms.

Question 8

Who exactly am I buying from, Oasis Land Development Limited or Oasis Land Cayman Limited?

Accepted Answer

You are buying a freehold land lot from Oasis Land Development Limited, the landowner and developer, through its exclusive local agent, Oasis Land Cayman Limited.

Oasis Land Development Limited is the developer and the entity listed on your purchase agreement. It is responsible for the lot, the title and the interest-free payment plan.

Oasis Land Cayman Limited holds a Cayman Islands Trade & Business Licence and handles local enquiries, document flow and the day-to-day walk-through of the purchase process for the Cayman market.

When you reserve, the paperwork is with Oasis Land Development Limited. When you need to talk to someone, phone, email or WhatsApp our team at Oasis Land Cayman Limited.

Question 9

What stamp duty concessions are available for Caymanian buyers?

Accepted Answer

The Cayman Islands Government offers significant stamp duty concessions to qualifying Caymanian buyers of raw land at title transfer. Under the Stamp Duty (Rates of Duty) Regulations, 2025, the current thresholds (in CI$) are:

Raw land, first-time single Caymanian:
- 0% up to CI$250,000
- 3.75% on the portion between CI$250,001 and CI$350,000
- Standard 7.5% above

Raw land, first-time group of 2–10 Caymanians:
- 0% up to CI$450,000
- 3.75% on the portion between CI$450,001 and CI$550,000
- Standard 7.5% above

Raw land, second-time single Caymanian:
- 3.75% up to CI$300,000
- Standard 7.5% above

Raw land, second-time group of 2–10 Caymanians:
- 3.75% up to CI$550,000
- Standard 7.5% above

Because most Oasis lots sit under the CI$250,000 raw-land threshold, qualifying first-time single Caymanian buyers typically pay no Cayman Islands stamp duty on their Oasis lot at title transfer. Concessions are set by Government, applied at title transfer by the Cayman Islands Lands & Survey Department, and are not administered by Oasis. Eligibility is determined by Government, not by us. We are not legal or tax advisers, and we recommend confirming your eligibility with an independent Cayman Islands attorney before committing.

Developed residential property has different thresholds, the figures above apply only to raw land. Rates are set by the Cayman Islands Government and subject to change; review quarterly.

Question 10

I'm a Caymanian living abroad, can I buy from overseas?

Accepted Answer

Yes. Caymanians who are temporarily off-island can continue digitally with Oasis Land Development Limited and Oasis Land Cayman Limited.

The flow can be handled online: reservation via the website, ID verification through ID Pal, purchase agreement signed by DocuSign, AML checks by email, and payments by bank transfer or Wise. Your Caymanian status is captured early so any Government stamp duty concessions you qualify for can be assessed at title transfer.

Our team at Oasis Land Cayman Limited is your point of contact throughout. WhatsApp works across time zones and is the quickest way to get a question answered.

Question 11

Is there a referral bonus if a family member or friend also buys?

Accepted Answer

Yes. Refer a family member or friend who goes on to reserve a lot and both of you receive a referral bonus. The simplest way to use it is to mention the referral when the new buyer first enquires; our team at Oasis Land Cayman Limited will capture it on the file.

Existing Oasis owners can ask our team for the current referral terms and second-plot offer.

Question 12

I already own a lot with Oasis, what stamp duty applies to a second one?

Accepted Answer

If you already own a lot with Oasis Land Development Limited and buy a second, standard Government stamp duty rates apply to the second lot: 7.5% of the higher of the purchase price and market value, or 10% for property transactions at or above CI$2 million (effective 1 January 2026). Rates and thresholds are set by the Cayman Islands Government and may change; confirm with your attorney before completion. First-time-buyer concessions apply only to your first Caymanian freehold purchase; for the second lot, standard rates apply.

Separately, Oasis Land Development Limited runs a second-plot offer for existing owners. Speak to our team at Oasis Land Cayman Limited for the current terms.

Question 13

Can I discuss my plan on WhatsApp instead of email?

Accepted Answer

Yes. WhatsApp is the fastest way to reach our Oasis Land Cayman Limited team, and the way most Caymanian buyers prefer to communicate.

Tap the Message our team on WhatsApp button anywhere on the site to start a conversation, save the number, and continue over time. Email (tracy@oasis-land.ky) and phone are also available if you prefer.