What Payment Plans are available to purchase the building land?

Oasis offers interest-free, in-house payment plans for 6 years. That's 72 monthly payments in total, with no interest charged.

What is the deposit amount? How flexible is the deposit?

The standard deposit amounts are: $10,000 for Garden View and Ocean View land. $20,000 for Waterfront land (oceanfront and lakefront). Flexibility: Deposits are flexible if you wish to change the deposit please speak to your Cayman Islands Advisor. Simply book a discovery call using our Calendly link to explore your options. Reservation Fee vs. Deposit: The reservation fee is fully refundable and secures your land by taking it off the international market. If you move forward with the purchase, the reservation fee is deducted from the total price.

How Does the Purchase Process Work?

Step 1: Reserve Your Land - Choose your land on our website and click 'Reserve' in the featured land section. Pay a $250 reservation fee via secure Stripe to hold the land for 10 days. The reservation fee is fully refundable until you sign the Purchase Agreement. Step 2: Review and Ask Questions - Review the Purchase Agreement and legal documents within the 10-day period. A Cayman Islands advisor will reach out to answer any questions. Step 3: Sign and Finalise the Agreement - Sign the Purchase Agreement sent via DocuSign. Then, complete the Anti-Money Laundering (AML) checks. After your deposit is paid and paperwork is exchanged in the Cayman Islands, you officially become the legal buyer of the land. Step 4: Pay the Deposit - Once you're happy with the Purchase Agreement, pay your deposit (e.g., $10,000 for Garden View or $20,000 for Waterfront). Step 5: Payment Plan - Pay the remaining balance over 72 monthly payments (6 years) with 0% interest. Your first monthly payment starts 2 months after the reservation is received. Step 6: Land Transfer - Once all payments are complete, the ownership title is transferred to you. At this point, you'll pay a 7.5% stamp duty to the Cayman Islands Government. A legal transfer fee of $1,520 (outlined in the agreement) is also payable to Oasis.

Are there any hidden fees or taxes?

No, there are no hidden fees. The Cayman Islands have no annual land or property taxes. The only additional costs are: 1. A one-time Stamp Duty rate: If the purchase price or market value is less than CI$2 million (USD $2,440,000.00), 7.5% is payable at the time of completion and title transfer. If the purchase price or market value is CI$2 million or more, the stamp duty is 10% as of 1 January 2026, pursuant to The Stamp Duty (Rates of Duty) (No. 2) Regulations, 2025. All rates are subject to change by the Cayman Islands Government. If you choose to develop the land before transferring the title, the Stamp Duty will be calculated on the combined value of both the land and the property. 2. An administration fee of $1,520, which covers the legal transfer of ownership and is paid to Oasis Land Development as outlined in your Purchase Agreement. All fees are stated upfront to ensure transparency.

Is the $250 reservation fee refundable?

Yes, it is fully refundable if you choose not to proceed before the Purchase Agreement is exchanged in the Cayman Islands.

Are There Any Restrictions on Foreign ownership of Land in the Cayman Islands?

No, there are no restrictions on foreign ownership purchasing or owning land in the Cayman Islands. The Cayman Islands offers 100% freehold land ownership to both local and international purchasers. Unlike many other destinations, foreign purchasers enjoy the same ownership rights as Caymanians, with no restrictions or special permits required. Additionally, the Cayman Islands follows English Common Law, ensuring strong legal protections for all landowners. There are also no annual property or land taxes, making ownership straightforward with no ongoing government fees.

What is freehold land?

Freehold land means you own the land outright, there are no time restrictions or lease agreements. It's full and permanent ownership that you can pass down to future generations.

How is my purchase protected?

The Cayman Islands follow English Common Law, ensuring strong property rights. The Land Registry guarantees all titles, and purchasers can register cautions to protect their interests.

Does owning land or property in the Cayman Islands grant residency?

No, owning land or property in the Cayman Islands does not automatically grant residency. However, owning property can help a residency application. Flexible Visitor Options: Visitors can stay in the Cayman Islands for up to 6 months. Extensions are available for up to 12 months. Oasis Land Development is not a residency expert. But, we can introduce you to a trusted residency lawyer in the Cayman Islands.

Do I need a Real Estate Lawyer?

You can complete the purchase without the need for a lawyer; however, Oasis Land Development always recommends hiring a lawyer to assist you.

What can I build on the land?

You may build on up to 30% of the land area on Grand Cayman and 25% on Cayman Brac/Little Cayman, with heights typically limited to two storeys for most lots and three storeys for oceanfront lots. Cayman Brac and Little Cayman allow mixed-use zoning, while Grand Cayman is primarily residential. Duplexes are permitted on lots over 12,500 sq. ft., subject to planning approval. Your purchase includes access to a selection of complimentary architectural concepts designed for our developments, aligned with Cayman Islands planning standards. There is no requirement to build, and with no annual land or property taxes, you may develop at your own pace.

What about Hurricanes / adverse weather?

All new construction must meet Miami-Dade Category 5 hurricane codes for maximum protection. Insurance is required when you have developed your property.

Are utilities available with the land?

Yes, however utilities vary by location. For details each land listing page on the website contains details about the utilities relevant to each development.

Cayman Islands Knowledge Hub

Explore everything you need to know about owning freehold land in the Cayman Islands-from how our 0% interest payment plans work to step-by-step purchase guidance. Whether you're considering a second home, a rental opportunity, or long-term legacy ownership, our Knowledge Hub is your go-to resource for making an informed and confident decision.

Access answers to frequently asked questions, explore available Cayman land lots, and dive into expert videos and blogs- curated for first-time international buyers and seasoned land seekers alike.

Still have questions? You’ll also find tools, legal insights, and helpful walkthroughs to guide you through every step - from reservation to title transfer.

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What happens to my lot if I move off-island for work for a few years?

Nothing changes. Your freehold title is registered permanently in your name at the Cayman Islands Government Land Registry, regardless of where you live. There is completion costs disclosed before title transfer in the Cayman Islands, so there are no ongoing Government costs while you are away.

If you are still mid-plan, you can continue monthly payments by bank transfer, Wise, or standing order. Our team at Oasis Land Cayman Limited stays in touch on WhatsApp across time zones and can arrange a scheduled call when needed.

Can two or more Caymanians co-buy a lot and use the group first-time concession?

Yes. Under the Stamp Duty (Rates of Duty) Regulations, 2025, a group of 2 to 10 Caymanian first-time buyers qualifies for raised thresholds on raw land:
- 0% up to CI$450,000
- 3.75% on the portion between CI$450,001 and CI$550,000
- Standard 7.5% above

Every named buyer on the title must be an eligible first-time Caymanian buyer. Siblings, cousins, parent-and-adult-child, or unrelated first-time Caymanians can co-buy together.

Because most Oasis lots sit well below the CI$450,000 group threshold, a qualifying group typically pays no Cayman Islands stamp duty on the lot at title transfer. Confirm your specific circumstances with a Cayman Islands attorney before signing, eligibility is determined by Government.

Can I pay my monthly instalments from a Cayman Islands CI$ bank account?

Yes. Oasis Land Development Limited prices lots and invoices in US Dollars, but Caymanian buyers routinely pay from a local CI$ account. Your bank applies the standard CI$-to-USD conversion (US$1.25 = CI$1.00) at the time of each payment, and the net USD amount lands on your payment plan.

Most buyers set up a monthly standing order from their CI$ account to cover the 72 instalments. The $250 USD reservation fee goes via secure Stripe (credit card or bank transfer), and your deposit can be sent by bank transfer, standing order, or Wise, whichever is easiest for you.

Our team at Oasis Land Cayman Limited can walk you through the payment setup on the phone, by scheduled call, or on WhatsApp.

How do I add my spouse or children to the title for inheritance?

You have two practical options:

1. Hold the title in joint names from the start. When you reserve, name every intended co-owner on the purchase agreement. All co-owners sign at exchange, and the title is registered jointly at the Cayman Islands Government Land Registry at transfer. Cleanest for inheritance.

2. Transfer or gift names onto the title later. A later change is processed through the Lands & Survey Department and typically triggers its own stamp duty assessment on the gifted or transferred portion. A Cayman Islands attorney can structure the timing to match your circumstances.

If inheritance is part of the plan, tell Our team at Oasis Land Cayman Limited when you reserve, so the paperwork is drafted to match from day one. Oasis is not a legal or tax adviser, a local attorney handles the title structuring.

Can I walk the lot boundary before I reserve?

Yes. Every Oasis lot is pegged at the four corners so you can walk the boundary on-island before paying anything.

There are three ways most Caymanian buyers do this:
1. Arrange to meet our team on-site.
2. Visit on your own, we send you the GPS pins for the four corners and a site map, either by WhatsApp or email.
3. Request a video walk-through, for family members who are off-island and want to see the lot before you reserve.

To arrange a boundary walk, message our team on WhatsApp or request a scheduled call.

Can Oasis introduce me to a licensed Caymanian builder when I'm ready to break ground?

Yes. Oasis Land Cayman Limited maintains working relationships with licensed builders across Grand Cayman, Cayman Brac and Little Cayman, every one of them holding a current Cayman Islands Planning Department registration and Trade & Business Licence.

How it works:
1. When you are ready to build, WhatsApp or email our team.
2. We introduce you to 2 or 3 builders suited to your lot location, footprint and budget.
3. You choose, quote, and contract directly with the builder you prefer.

Oasis is not the builder and does not take a referral fee or commission on construction. The build contract sits entirely between you and your chosen builder, and Oasis steps back once the introduction is made.

I already own with Oasis, what does the second-plot offer look like?

Oasis Land Development Limited runs a second-plot offer for existing owners. The current terms vary by development and change over time, so the most accurate answer is always a short conversation with our team at Oasis Land Cayman Limited.

In broad terms, existing owners may see a preferential deposit structure, a reduced reservation window, or a discount on a second lot at a different development (for example, a Grand Cayman owner picking up a Cayman Brac or Little Cayman lot).

Two things to note:
1. Government stamp duty. First-time-buyer concessions apply only to your first Caymanian freehold purchase. Your second lot attracts standard rates (7.5% below CI$2 million; 10% at or above CI$2 million from 1 January 2026).
2. Your purchase agreement. You sign a fresh purchase agreement with Oasis Land Development Limited for the second lot, your existing plan is unaffected.

Speak to our team at Oasis Land Cayman Limited for the current terms.

Who exactly am I buying from, Oasis Land Development Limited or Oasis Land Cayman Limited?

You are buying a freehold land lot from Oasis Land Development Limited, the landowner and developer, through its exclusive local agent, Oasis Land Cayman Limited.

Oasis Land Development Limited is the developer and the entity listed on your purchase agreement. It is responsible for the lot, the title and the interest-free payment plan.

Oasis Land Cayman Limited holds a Cayman Islands Trade & Business Licence and handles local enquiries, document flow and the day-to-day walk-through of the purchase process for the Cayman market.

When you reserve, the paperwork is with Oasis Land Development Limited. When you need to talk to someone, phone, email or WhatsApp our team at Oasis Land Cayman Limited.

What stamp duty concessions are available for Caymanian buyers?

The Cayman Islands Government offers significant stamp duty concessions to qualifying Caymanian buyers of raw land at title transfer. Under the Stamp Duty (Rates of Duty) Regulations, 2025, the current thresholds (in CI$) are:

Raw land, first-time single Caymanian:
- 0% up to CI$250,000
- 3.75% on the portion between CI$250,001 and CI$350,000
- Standard 7.5% above

Raw land, first-time group of 2–10 Caymanians:
- 0% up to CI$450,000
- 3.75% on the portion between CI$450,001 and CI$550,000
- Standard 7.5% above

Raw land, second-time single Caymanian:
- 3.75% up to CI$300,000
- Standard 7.5% above

Raw land, second-time group of 2–10 Caymanians:
- 3.75% up to CI$550,000
- Standard 7.5% above

Because most Oasis lots sit under the CI$250,000 raw-land threshold, qualifying first-time single Caymanian buyers typically pay no Cayman Islands stamp duty on their Oasis lot at title transfer. Concessions are set by Government, applied at title transfer by the Cayman Islands Lands & Survey Department, and are not administered by Oasis. Eligibility is determined by Government, not by us. We are not legal or tax advisers, and we recommend confirming your eligibility with an independent Cayman Islands attorney before committing.

Developed residential property has different thresholds, the figures above apply only to raw land. Rates are set by the Cayman Islands Government and subject to change; review quarterly.

I'm a Caymanian living abroad, can I buy from overseas?

Yes. Caymanians who are temporarily off-island can continue digitally with Oasis Land Development Limited and Oasis Land Cayman Limited.

The flow can be handled online: reservation via the website, ID verification through ID Pal, purchase agreement signed by DocuSign, AML checks by email, and payments by bank transfer or Wise. Your Caymanian status is captured early so any Government stamp duty concessions you qualify for can be assessed at title transfer.

Our team at Oasis Land Cayman Limited is your point of contact throughout. WhatsApp works across time zones and is the quickest way to get a question answered.

Is there a referral bonus if a family member or friend also buys?

Yes. Refer a family member or friend who goes on to reserve a lot and both of you receive a referral bonus. The simplest way to use it is to mention the referral when the new buyer first enquires; our team at Oasis Land Cayman Limited will capture it on the file.

Existing Oasis owners can ask our team for the current referral terms and second-plot offer.